In a financial situation where a person must choose between paying off debt and giving charity, they should prioritize paying off their debt. Islam emphasizes fulfilling financial obligations and maintaining trustworthiness in financial dealings. Once their debts are managed and they are in a stable position, they can then focus on giving charity (*sadaqah*) and fulfilling their Zakat obligations. Balancing financial responsibilities with charitable giving is important, but settling debts is generally considered more urgent in Islamic teachings.