If someone is in debt and unable to pay Zakat, Islamic scholars offer guidance:

*Zakat Eligibility*

1. Zakat is obligatory if net wealth exceeds Nisab (approx. $390-$450).

2. Debts are deducted from total wealth.

*Debt and Zakat*

1. If debt exceeds net wealth, Zakat is not due.

2. If debt is less than net wealth, Zakat is due on excess amount.

*Steps to Take*

1. Calculate net wealth: Assets – Debts = Net Wealth.

2. Prioritize debt repayment.

3. Seek assistance: Consult Islamic financial advisors or scholars.

4. Consider alternative charity: Volunteer or non-financial contributions.

5. Intend to pay Zakat: Make a promise to pay when able.

*Islamic Principles*

1. “Pay Zakat out of what you have.” (Quran 6:141)

2. “Allah does not burden a soul beyond its capacity.” (Quran 2:286)

*Fatwas and Rulings*

1. Some scholars allow delaying Zakat payment until debt is settled.

2. Others recommend paying Zakat on excess wealth.

*Recommendations*

1. Consult local Islamic centers or scholars.

2. Provide documentation of debt and financial situation.

3. Seek guidance on specific circumstances.

*Hadith*

“Whoever is in debt, Allah will pay it for him.” (Tirmidhi)

*Reminders*

1. Zakat is a fundamental Islamic duty.

2. Debt repayment is also important.

3. Seek guidance to balance responsibilities.

Would you like more information on Zakat calculations or Islamic finance?