If a Muslim is invited to participate in a business transaction that may involve speculation (gharar), they should assess the transaction by:

1. Evaluating the risk and uncertainty: If the transaction involves excessive uncertainty or gambling-like elements, it may be considered haram (forbidden).

2. Seeking clarity: They should ensure that the terms of the transaction are clear, transparent, and fair for all parties involved.

3. Consulting an Islamic scholar: If unsure, they should seek guidance from a qualified scholar familiar with Islamic finance to determine if the transaction complies with halal princi

ples.